Motor

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Motor

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Get quote general form

Get Your Quote in 2 Minutes or Less. A quote from Alliance Africa General Insurance is free and there is no commitment.

Motor Insurance protects the insured against unforeseen risks and provides protection against the losses incurred as a result of – fire theft, financial loss caused by accidents and any subsequent liabilities.

Alliance Africa General Insurance Limited covers both private and commercial vehicles of different types on comprehensive, 'third party, fire and theft' and 'third party' basis.

What’s Covered in Motor

Accidents

Damages and losses that may arise out of accidents and collisions.

Theft

Covers for the losses incurred when your car is unfortunately stolen.

Fire

Damages and losses caused to your car due to an accidental fire.

Motor Insurance Policies We Offer

Motor Comprehensive
Motor Third Party
Third Party, Fire and Theft

What’s covered

Loss or damage to your vehicle: Cover if your vehicle is lost, stolen or damaged
Your liability: Cover if you injure someone or damage their vehicle or property in an accident
Vehicle recovery: We’ll help recover your vehicle and take it somewhere safe in the event of an accident
Legal costs: Cover for legal costs if you’re involved in an accident
Motor injury protection: Cover for you, your partner and named drivers for death or serious injury after a motor accident
Medical Expenses: Any medical expenses if you’ve been injured in an accident
Personal belongings: Loss or damage to any of your personal belongings
Replacement locks: Locks, transmitters and immobilisers if your keys are lost or stolen
Replacement glass: Repair or replacement of glass

What’s not covered Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

Electrical breakdown: Including problems with the on-board computers – as well as electrical components
Tyres: Any punctures, cuts or bursts – including those caused by braking
Resale value: We can’t cover you for any loss in value of your car after repair

What’s optional Choose optional add-ons at an additional cost to create cover that suits you.

Breakdown cover: Roadside assistance, Recovery, At Home and Onward Travel to add to your car insurance
Protected no claims discount: Your premium won’t increase as a direct result of 1 claim when you renew
Motor legal: Help recovering your compensation and financial losses after a motor incident which wasn't your fault
Courtesy car: Access to a replacement vehicle, with standard and enhanced options available
Foreign use: Cover driving in most European countries
Motor Injury Protection Plus: Injury cover and physiotherapy for you, your partner and any named drivers after a motor accident

What’s covered.

Damage to your vehicle: Cover against loss or damage to your car due to fire, theft or attempted theft
Vehicle recovery: Protection and removal of your vehicle if damaged by fire, theft or attempted theft
Legal costs: Cover for legal costs if you’re involved in an accident

What’s not covered Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

New vehicle replacement: Not included with this cover option
Medical expenses: Any medical expenses if you’ve been injured in an accident
Personal belongings: Loss or damage to any of your personal belongings
Replacement locks: Locks, transmitters and immobilisers if your keys are lost or stolen
Replacement glass: Repair or replacement of glass

What’s optional Choose optional add-ons at an additional cost to create cover that suits you.

Breakdown cover: Roadside assistance, Recovery, At Home and Onward Travel to add to your car insurance
Motor legal: Help recovering your compensation and financial losses after a motor incident which wasn't your fault
Protected no claim discount: Your premium won’t increase as a direct result of 1 claim when you renew

What’s covered

Loss or damage to your vehicle: Cover if your vehicle is lost, stolen or damaged
Your liability: Cover if you injure someone or damage their vehicle or property in an accident
Uninsured driver cover: If you’re in an accident with an uninsured driver that wasn’t your fault
Vehicle recovery: We’ll make your vehicle roadworthy with roadside repairs, or cover up to £150 for accommodation or public transport
Driving other cars: Cover for driving someone else’s car (if you’re aged 25 or over)
Legal costs: Cover for legal costs if you’re involved in an accident
Motor injury protection: Cover for you, your partner and named drivers for death or serious injury after a motor accident
Individual no claim discount: Earn a no claims discount on each vehicle you insure

What’s not covered Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

Electrical breakdown: Including problems with the on-board computers – as well as electrical components
Tyres: Any punctures, cuts or bursts – including those caused by braking
Resale value: We can’t cover you for any loss in value of your car after repair

What’s optional Choose optional add-ons at an additional cost to create cover that suits you.

Breakdown cover: Roadside assistance, Recovery, At Home and Onward Travel to add to your car insurance
Protected no claims discount: Your premium won’t increase as a direct result of 1 claim when you renew
Motor legal: Help recovering your compensation and financial losses after a motor incident which wasn't your fault
Courtesy car: Access to a replacement vehicle, with standard and enhanced options available
Foreign use: Cover driving in most European countries
Motor Injury Protection Plus: Injury cover and physiotherapy for you, your partner and any named drivers after a motor accident

Download Product Information

How to File a Claim? After you buy any of our insurance plans, you live tension free with our 3-step quick claims process!

Step 1Give us a call; +256 392 177 281 or send us an email at info@allianceug.com and we’ll call back.

Step 2 Upload the required documents and your personal credentials details, on the link sent.

Step 3We’ll take care of the rest!

Claims requirements

For partial loss

Duly filled claim form
Copy of the vehicle logbook
Copy of the valid driving license
At least two repair or replacement quotations
Police report, IOV report & sketch plan of accident ( where applicable)
Any other relevant document depending on the nature of loss

Total loss

Duly filled claim form
Copy of the vehicle log book
Copy of valid driving license
Police report , IOV report, Sketch plan of accident
Vehicle logbook has to be transferred
Original and duplicate keys
Submission of salvage
Any other relevant document depending on the nature of loss

Injured third Party claimant.

Police report
Medical report (Police surgeon report – PF 3)
L. C.1 Introductory letter
National ID or passport or any other identification documents
Formal letter indicating amount claimed together with supporting documents
All medical note , bills and all related receipts and X- rays where applicable (Original copies)
Any other relevant documents /Information
Any other relevant document depending on the nature of loss

The deceased third Party claimant

Police report
L.C. Introductory letter for the beneficiary
Identification documents that is a photocopy of identity card or passport for the beneficiary
One passport photograph for the beneficiary
Post mortem report / Death Certificate for the deceased
An affidavit (if the deceased was below 18years of age) or letters of administration if the deceased was above 18years of age)
A formal letter requesting for compensation
Any other relevant documents /Information
Any other relevant document depending on the nature of loss

Windscreen damage

Duly filled claim form
Copy of the vehicle log book
Replacement estimates
Any other relevant document depending on the nature of loss

Motor

Covers both private and commercial vehicles on a third party policy or comprehensive basis.

Property

Covers the insured's property against loss or damage caused by fire and allied perils.

Projects & Engineering

Comprehensively cover various types of risks exposed to a civil contract.

Marine

Covers the loss or damage of ships, cargo, and any transport or property.

Finance

Covers the loss of your money whilst in transit and whilst in the premise.

Travel

Cover any emergency medical-related expenses, trip cancellation or lost luggage.

Accidents

Cash, bank notes, brand drafts, currency notes, cheques, current postage stamps, postal orders, mone

Liability

Protects you against claims for personal injury or damage to a third party.

COVID Crusher

A Covid Crusher is a single-use cover designed to protect you against COVID-19 related financial impact.

Home Alone

Gives protection to contents against fire and burglary while you are away and your house is locked.

Domestic Trip

Gives protection to fare paying commuters within city, to anywhere in East Africa.

Trade All Risk

It's to provide an ease of handling with peace of mind cover to small traders, It's a Shop keeper

frequently asked questions

What is a Third Pirty?

Insurance has parties to it. The first party is the owner of the vehicle. The second party, the Insurance Company and the third party is any other person who may be affected by the contract.

What are the risks covered by Third Party policy?

A Third-party policy covers the following risks: Death or injury to a third party.

What are the risks covered by the Comprehensive policy?

Comprehensive insurance policy covers your vehicle against following risks:
• Natural calamities
• Man-made calamities
• Personal accident
• Third party legal liability
• Any permanent injury /death of a person
• Any damage caused to property

Can I Renew my policy from Current Third Party to Comprehensive?

Yes, you can but your vehicle needs to be inspected before it can be renewed to a comprehensive policy.

What is the procedure for Transfer of Insurance?

For Transfer of Insurance from one owner to another, you need to submit the below-mentioned documents.
• Old policy document
• Previous insurance policy
• New application form

What if my current policy is already expired?

You can still renew your policy after your vehicle inspection is complete. Insurance companies may apply additional loading on premium if the policy had expired 45-days earlier.

What happens to my car insurance when I sell my car?

The buyer can get the policy transferred in his name by applying to the insurance company in which case an endorsement is made to the policy.
You can cancel your policy and the buyer can buy a new policy. You will get a refund for the unexpired/unused period provided there is no claim on the policy.

If I am buying a new car, how do I transfer my existing policy over to the new vehicle?

If you are buying a new car and want to transfer your existing policy over, you would need to contact us at our customer services department and amend your current policy. There may be a variation in price and a change in underwriting criteria for the new car.
A sale letter of your old car and Third Party insurance cover for the old car will be required.

Other products

Property

Projects & Engineering

Marine

Finance

Travel

Accidents

Liability

COVID Crusher

Home Alone

Domestic Trip

Trade All Risk

Home Alone Insurance Cover

We insure it all!

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Statistics

Policies sold

30,360

Facebook followers

OVER 1K

Visitor count

400

Claims paid

11,646