COVID Crusher

Motor
Covers both private and commercial vehicles on a third party policy or comprehensive basis.
Property
Covers the insured's property against loss or damage caused by fire and allied perils.
Projects & Engineering
Comprehensively cover various types of risks exposed to a civil contract.
Marine
Covers the loss or damage of ships, cargo, and any transport or property.
Finance
Covers the loss of your money whilst in transit and whilst in the premise.
Travel
Cover any emergency medical-related expenses, trip cancellation or lost luggage.
Accidents
Cash, bank notes, brand drafts, currency notes, cheques, current postage stamps, postal orders, mone
Liability
Protects you against claims for personal injury or damage to a third party.
COVID Crusher
A Covid Crusher is a single-use cover designed to protect you against COVID-19 related financial impact.
Home Alone
Gives protection to contents against fire and burglary while you are away and your house is locked.
Domestic Trip
Gives protection to fare paying commuters within city, to anywhere in East Africa.
Trade All Risk
It's to provide an ease of handling with peace of mind cover to small traders, It's a Shop keeper
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frequently asked questions

What is meant by waiting period?

If you are diagnosed for COVID 19 during the initial period of 29 days of the policy, the benefits related to COVID 19 are not payable. However, the cover for accidental death cover is available from the momenta policy is purchased.

What is the meaning of Single use cover?

If you have claimed for any of the benefits under the policy, the cover expires. For e.g. if you are diagnosed on 30thof taking the cover the cover expires immediately and no further benefit is payable under the policy.

If the cover expires after being paid any one benefit, how do I cover myself in case of re-lapse or death?

You can immediately take another cover for 4 months and for this new cover there will be no waiting period.

Can I take more than one policies at the same time?

You can take upto 2 policies at one time.

In case I need to take cover for my staff &/or their families, do I need to purchase policies for each of them separately on USSD?

Yes. However, if you have a group of more than 10 members, you can give us details in an excel format (which shall be provided on request) and one policy shall be issued to cover all the members in the group.

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